Join West Penn P&P Federal Credit Union
West Penn P&P is the credit union in Beaver that took over IBEW Local 712’s credit union in 2020. This page tells you who can join, what the membership card asks for, and where to take it. Nothing is collected here — you sign the card with the credit union, not with us.
What it costs
There is no application fee and no membership fee. What you need is money in the account — and it is your money, not theirs.
No charge for
- Monthly service on savings
- Monthly service on checking
- Visa debit card
- ATMs on the MoneyPass and CU$ networks
- Opening or maintaining an IRA
- Phone and internet account access
Checking pays interest on balances over $100. These figures come from the credit union’s own website — confirm them when you open the account, since terms change.
Check that you qualify
Who can join
“All employees of participating companies, retirees and, members of your immediate family.”
West Penn P&P FCU — About UsImmediate family covers spouses, children, siblings, parents, grandparents, grandchildren, step-relations and adoptive relationships.
Two things worth knowing: once you are a member you stay a member, even if you change employers or retire. And if you had an account at the old IBEW Local Union 712 Federal Credit Union, it became a West Penn P&P account on May 29, 2020 — you may already be a member.
Not sure whether your employer participates? Call the credit union and ask. It is one question and they will answer it on the phone.
Gather what the card asks for
What you fill in
Membership is a paper card — the Membership and Account Card. Have this in front of you before you start, and bring photo ID.
About you
- Full name
- Street address, city, state, ZIP
- Home phone listed or unlisted
- Work phone
- E-mail address
- Employer
- How you qualify “membership eligibility” — e.g. your employer, or the family member you are related to
Identification
- Social Security or taxpayer ID number
- Driver’s license number
- Date of birth
- A password you choose the word they will ask you for when you call about your account
The account itself
- Account type share savings, checking, share certificate, money market or HSA
- Individual or joint ownership
- Joint owner’s details same information as yours, if you are adding one
- Beneficiary — payable on death optional, but easier to do now than later
- Your signature, and the joint owner’s
Do not e-mail this card to anyone. It carries your Social Security number, your driver’s license number and your date of birth. Hand it in at the office or mail it. The JATC never asks you for any of it.
Bring the money too — $50 opens the account and the credit union asks you to keep $100 in savings after that.
Get the card and turn it in
Where to go
There is no online application. Call the office and they will mail you a card, or stop in and fill one out at the counter. Call first if you are driving over — the office keeps limited hours.
- Office
- 1089 Third Street
Beaver, PA 15009 - P.O. Box 398
Beaver, PA 15009 - [email protected]
Questions only — never send your card or your Social Security number by e-mail. - Website
- westppfcu.com
West Penn P&P Federal Credit Union is a separate organization from the Western Central Pennsylvania Electricians’ JATC. We put this page up because apprentices and members keep asking where the old Local 712 credit union went. Rates, account terms and eligibility are set by the credit union — confirm anything that matters with them directly.
Federally insured by the NCUA.
Information only · No information is collected on this page